Halifax is set to disappear from UK high streets after 173 years as Lloyds Banking Group prepares to fold the historic banking brand into Lloyds.
The banking giant confirmed the Halifax name will be phased out from branches, apps and customer accounts, with Lloyds becoming its lead brand in England, Wales and Northern Ireland.
Bank of Scotland will remain unchanged for customers in Scotland.
The decision means Halifax’s standalone high street presence will come to an end from 2027, marking the loss of one of the UK’s best-known financial services names.
Halifax branches will either be rebranded as Lloyds or, where there is already a Lloyds branch nearby, customers will be served by the existing Lloyds site in the same community.
Lloyds said there would be no role reductions as a direct result of the rebrand and no changes to its previously announced branch closure plans.
However, the decision comes against a backdrop of rapid bank branch closures across the UK. Lloyds, Halifax and Bank of Scotland are already set to close at least 247 branches across 2026 and 2027, including 94 Halifax sites.
Existing Halifax customers will be moved across to Lloyds over time and will start using the Lloyds app in the coming months.
The group said customers do not need to take any action at this stage and will be contacted directly through trusted channels, including the Halifax app, online banking, email and post.
Account numbers and sort codes will remain the same, while Lloyds said customers’ Financial Services Compensation Scheme protection would not change.
Halifax customers will also continue to be supported by the same branch and call centre staff, according to the bank.
Jas Singh, chief executive of consumer relationships at Lloyds Banking Group, said: “As Halifax changes to Lloyds, our Halifax customers will keep everything they know and love today – the same fantastic app design, the same friendly faces in our branches – even the same sort code and account number.
“But as Lloyds customers, they’ll get the best innovation and experiences we offer.”
The group said the Halifax brand would stop opening new accounts as part of the transition.
Halifax mortgages will continue to be available through intermediaries until 2027, when Halifax Intermediaries will also be rebranded as Lloyds Intermediaries.
The decision brings an end to a brand that began life in West Yorkshire in 1853 as the Halifax Permanent Benefit Building Society.
It later grew into one of Britain’s most recognisable mortgage and savings brands, becoming the UK’s largest building society before demutualising in 1997.
Halifax merged with Bank of Scotland in 2001 to form HBOS, which was later acquired by Lloyds during the 2008 financial crisis.
Lloyds said it remained committed to Halifax as a town and to the wider Yorkshire and Humber region, pointing to a £116m investment in its Trinity Road office in Halifax town centre.
Around 3,000 colleagues are based at the site and Lloyds said they would continue to play a key role in the group’s future.
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